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Global Payments Hub Implementation

SEPA SCT and SDD; Singapore G3; MEPS+; India RTGS and NEFT

CLIENTGlobal Bank
FOCUSPayments modernization
APPROACHInnovation · Integration · Implementation
01 / BUSINESS CHALLENGE

The challenge

  • Growth in international ACH volumes
  • Expand mass payments and retire legacy processing
  • Onboard new clients quickly
02 / ENGINEERING RESPONSE

Our approach

  • Implemented a global payments hub
  • Mapped legacy channel formats to ISO 20022
  • Integrated accounting and posting systems
  • Added enrichment rules and ISO 20022 direct-file transmission
SOLUTION ARCHITECTURE

Connected payment capabilities

Conceptual architecture — not a depiction of the client's actual production environment.

Payment channelsFiles & APIsPayment initiationExternal networks
→
Payment servicesValidation & enrichmentRouting & orchestrationISO 20022 transformationException handling
→
Enterprise systemsCore bankingPosting & accountingReconciliation & reporting
03 / BUSINESS IMPACT

Outcomes and opportunities

✓Expanded ACH footprint in target markets
✓New opportunities for payroll and direct debit processing in Europe and Asia
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